Investing

Growing and protecting what you have

Investment Philosophy

We believe markets work and that a passive, long-term approach is the best way to achieve investment goals.

We also believe that investing is not a stand alone financial activity, but rather a component of an overall financial plan. A well constructed financial plan with clearly defined goals, combined with a solid investment strategy, will provide a pathway to financial success and peace of mind.

Many investors have become sensitive to fees associated with investments and investment advice.  Investors often have difficulty understanding the fees they are charged and whether or not they represent good value.  Carrington Financial Planning helps clients understand today’s fee landscape so they can make informed investment decisions.

Our Key Relationships

For over two decades, Loring Ward has provided portfolio management and back-office services to a select group of America’s most knowledgeable and successful Independent Financial Advisors and their clients. Loring Ward helps Independent Advisors manage more than $14.8 billion in assets as of April 2017. Loring Ward is headquartered in San Jose, California.

 

TD Ameritrade Institutional

One of the largest providers of dedicated custodial services to the independent investment advisor community. TD Ameritrade provides cost-efficient access to the wealth management and investment products our clients need, with the financial safety and security that is crucial in today’s economic environment. TD Ameritrade is also a leader in technological innovation, which allows us to manage portfolios with efficiency and precision.

Dimensional Fund Advisors

Asset class portfolios for institutional investors and independent investment advisors. For more than 30 years, DFA has helped investors pursue dimensions of higher expected returns through advanced portfolio design, management, and trading. Their enduring philosophy and deep working relationships with the academic community underpin their approach to investing and form the foundation for new strategies.

Fund shares are not available directly to individuals but are limited to clients of a select group of financial firms like Carrington  Financial Planning. Our relationship with Dimensional is long-standing and based on shared views about how capital markets work and how best to provide clients with a successful investment experience.

Dimensional Fund Advisors has $497 Billion under Management as of March 2017.