As a Retirement Management Analyst, I am always on the lookout for ways to help people visualize retirement. This can be tough for members of the Foreign Service. The image below (from www.kitces.com) shows three different approaches to retirement, where FS retirement is best represented by the “Semi-Retirement” graph. The Work portion of the graph will start and end at different ages for each employee. While the Leisure/ Part-Time Work period illustrates how many FS employees approach their post-FS years before fully retiring. Interestingly, an EFM’s work life can be illustrated by the “Temporary Retirement/Sabbaticals graph. This represents the intermittent work experience of many EFMs.